Get the Full Return of
Stocks with Half the Risk
Update your ETF portfolio according to our Bayesian algorithm
to increase both growth and stability of your investments
Backed By Science
Our algorithm that underlies the optimal portfolio allocation at Invest-with-code is published in a high-ranking, peer-reviewed, scientific journal. Read it here.
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Full Transparency
We are committed to the Open Source community and provide full transparency to our customers. The code of our algorithm can be freely accessed on Github.com.
Get started following our model portfolios
We provide all the info that you need to optimize your investments in your own brokerage account. Every week, our algorithm analyzes the current performance of stocks, bonds, and commodity markets, and identifies optimal allocation weights for your portfolio. Our calculator tool then tells you exactly how many shares of different ETFs you should buy or sell to copy our algorithm:Invest with code
Every week, we calculate the optimal allocation between stocks, bonds, gold, and commodities.
Stocks: 50%
Gold: 30%
Bonds: 20%
Your Broker
Next, you check your brokerage account to see how much you want to invest with the help of our algorithm.
Cash: $30,000
Invest with code
Next, we tell you how many shares of specific ETFs you should buy to obtain the optimal exposure to different markets.
Your Broker
You execute the orders on your brokerage account. This way, you remain in full control of your investments.
SPY:
0 → 25
GLD:
0 → 45
TLT:
0 → 33
React to changing market conditions
One you have set up your investments according to our algorithm, we will send you updated, optimal allocation weights every week. Our calculator tool will then tell you whether you should adjust your positions, while avoiding over-trading. You can choose at which interval you want to update your portfolio, whether weekly, monthly, or quarterly:Invest with code
We update our optimal allocations every week, according to the latest market data.
Stocks:
55%
(+5%)
Gold:
26%
(-4%)
Bonds:
19%
(-1%)
Your Broker
Next, you check your brokerage account to see how many shares you already own.
Cash:
$574
SPY:
25
GLD:
45
TLT:
33
Invest with code
Next, we tell you how many shares you should buy or sell to adjust your portfolio.
Your Broker
Again, you execute the orders on your brokerage account.
SPY:
25 → 26
GLD:
45 → 43
TLT: 33?Performance
We offer three different model portfolios that you can replicate in your own account, each in two version for the US market and the EU market. First, our free portfolio, which is more stable than the S&P 500, but does not quite match its returns. Second, our basic portfolio, which aims to replicate the returns of the S&P 500, but with about half the risk. And third, our PRO-portfolio that trades leveraged ETFs to achieve growth rates the significantly outperform the S&P 500 at a customizable risk level. Learn more
Pricing
You can try out Invest-with-code for free by replicating our free portfolio and profit from our proven risk-mitigating algorithm. Choose our basic-or pro-plan to get access to our top-performing model portfolios. Learn moreFree
$0 / monthOur most basic portfolio. Benefit from lower volatility and prevent steep drawdowns.
- Stocks
US: SPY, EU: IE00B5BMR087 - Bonds
US: TLT, EU: IE00BFM6TC58 - Commodities
US: GLD, EU: IE00B579F325
Basic
$19 / monthOur most popular portfolio. Get the full return of stocks with half the risk by investing in 5 ETFs.
- Stocks
US: SPY, EU: IE00B5BMR087 - Bonds
US: TLT, EU: IE00BFM6TC58
US: IEI, EU: IE00B3VWN393 - Commodities
US: GLD, EU: IE00B579F325
US: GSG, EU: IE00BZ1NCS44
Pro
$49 / monthOur portfolio for growth-seeking investors. Surpass the S&P 500 using leveraged ETFs in three markets.
- Stocks
US: SPUU, EU: IE00B7Y34M31 - Bonds
US: UBT, EU: IE00BKT09032 - Commodities
US: UGL, EU: IE00B8HGT870